Terms and Conditions Capital One Financial Corporation and its subsidiaries ("Capital One") provide the materials contained at our site(s) on the World Wide Web (the "Site") as a service to our customers and visitors. Annual Percentage Rate (APR) for Balance Transfers. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. You will earn an additional 20% digital wallet transaction bonus cash reward above the base earn of 1.5% on net purchases (purchases minus returns/credits) only, for a total of 1.8% cash rewards during the first 12 months from the date the account is opened. This benefit does not cover cell phones that are lost (i.e. All other transactions will be processed at the base earn rate of 1.5%. Once your credit card has been activated, please allow up to 3 business days for your Overdraft Protection service to be fully enabled. • Disney+ is streamed via broadband. This protection may not be equivalent to or better than other applicable coverage. Find out more about early termination charges. Please note that in order to watch in Ultra HD on Sky Q you'll need a Sky Q UHD compatible box and a UHD compatible TV. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. For HDR, your TV needs to support Hybrid Log-Gamma (HLG) HDR. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. This will allow your Fibre connection to work. • You can view Netflix's Privacy Statement on Netflix.com/privacy. If you have any questions or want to talk to us about any of this, please contact us. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. These limits do not apply to other Sky services. If Sky Talk Shield is activated on your line, you should add your security or care alarm provider's number(s) to your Star List. You understand and agree that you will be liable for payment of all amounts owing on the account. An account within the Rewards Program that holds, calculates and/or collects Rewards. o 8Mbps for HD • You need to connect your Sky box to broadband to get the most out of your Sky TV services. Either $10 or 5% of the amount of each advance, whichever is greater. • Your Sky services are for domestic use only. • The Netflix Premium plan allows you to watch Netflix on 4 screens at the same time, and access Netflix Ultra HD. Any offers will be shown on your statement. For additional information on overdraft protection using your credit card, please visit www.wellsfargo.com/credit-cards/features/overdraft-protection. All rights reserved. You're up to date An eligible Wells Fargo Credit Card that participates in the Go Far Rewards Program. We round the amount to the nearest one cent. It also contains details about how you can change your preferences. You do not earn Cash Rewards on some transactions. • While Netflix is part of your Sky TV package or linked to it; If, and to the extent that the Netflix Terms of Use related to billing, payments and cancellations (except section 3.2) conflict with the terms of your Sky Q customer contract, the Sky Q terms shall prevail. • If you already have a Netflix account, you have the option to link it to your Sky account, once it's been activated. The latest terms for your Pay Monthly, Pay As You Go or Business mobile contract. • If you link an existing Netflix account as part of your Sky package, Netflix will resume billing you for your membership once your Netflix subscriptions via Sky ends if they still hold a valid payment method. The "Margin" for purchases and balance transfers will be 11.24 to 21.74 percentage points, based on your creditworthiness. • To add additional TV packs including Sports, Cinema, Box Sets, Kids, Multiscreen, you will need to upgrade to Sky Signature. We will not charge you interest on purchases if you pay your entire balance by the due date each month. • You can only use 2 Sky Q Mini boxes at the same time with a Sky Q UHD compatible box or 1 with a Sky Q 1TB box. A balance transfer request must be made within 120 days from account opening to qualify for the introductory APR. For further information about how Sky handles your personal data and your rights, please visit the Privacy & Cookies Notice. We will suspend or disqualify You from the Program if You violate these Terms or Your Credit Card terms and conditions, engage in fraud or suspected fraud or someone associated with Your account does so, misuse or gaming the Program or if You take another similar action, according to Us in Our sole discretion. Selecione Cancele para permanecer en esta página o Continúe para ver nuestra página principal en español. You can still cancel in that period, but you will be charged for the services up to that point. Our engineer will uninstall Sky boxes you currently use, and your Viewing Card(s) will no longer work with them. We can change the Terms and change, suspend, or terminate any part of the Program at any time and for any reason. We will notify You in advance in writing when We make material changes to Your Terms or Program. For us to service your Account or to collect any amounts you may owe, you agree that we may contact you using any contact information related to your Account including any number (i) you have provided to us (ii) from which you called us, or (iii) which we obtained and reasonably believe we can reach you. If you have a joint Account, a notice to one of you will serve as a notice to both of you. If you get a dial tone before receiving any correspondence from us, call 17070 to find out your new number. Seleccione el enlace si desea ver otro contenido en español. • Each Sky service has a separate contract. • If you have any subscriptions that are not on your Sky bill, you'll need to speak to the provider you pay to ensure your viewing continues on your Sky Q box. You can earn unlimited Cash Rewards, unless We tell You otherwise. • Please take a look at our Tariff Guide so you can see what calls are included in your Sky Talk package and how much any non-inclusive calls you make and optional features will cost you. • We will bill you monthly in advance for all your subscription services. If you want to watch on another TV, you'll need a Sky Q Mini box. Cookies allow us to customize your experience when using our site. • If your Sky Talk package has inclusive minutes during an agreed period, you get calls of up to one hour to UK 01, 02, 03 and UK mobile numbers. To find out what may have changed, call 1-800-642-4720. By participating in this Program, You agree to these Terms and acknowledge that You must also consent to certain agreements for online use of Your account. Your cooling off rights will be sent to you with your full terms and conditions. • Early termination charges are payable if, during the minimum term, your Sky TV, Sky Broadband or Sky Talk services end because you breach your T&Cs. • Netflix available directly from Netflix without existing customers taking new minimum term on Sky Signature. • To end your TV contract, you'll need to give us a minimum 31 days' notice which cannot end before your minimum term. 3% of each transaction converted to U.S. dollars. The full. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection. For any queries regarding your billing with Netflix prior to linking it to your Sky account, please contact Netflix. • Netflix Basic plan allows you to watch Netflix on 1 screen and in standard definition. o 24Mbps for Ultra HD or HDR. This may include automated dialing devices, prerecorded/artificial voice messages, mail, e-mail, text messages, and calls to your cell phone or Voice over Internet Protocol (VoIP) service, or any other data or voice transmission technology. Other charges, such as Sky Store or non-inclusive call charges will be billed in arrears. You agree to be bound by the terms and conditions of the Agreement, which will be sent to you, and understand that the terms of your account may be changed at any time, subject to applicable law. • You've confirmed you're happy for your Sky services to start during your cooling off period. Generally, we will apply your minimum payment first to lower APR balances (such as Purchases) before balances with higher APRs (such as Cash Advances). If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. We’ll take you to the right ones. You hereby stipulate to the terms of the arbitration program described in the Agreement. If you choose to link your Account to your Wells Fargo checking account for Overdraft Protection, please note the following. The Bank is authorized to verify or check any of the information given, to obtain credit reports on you and to make Overdraft Protection advances if you requested that feature. • If you live in a property with a shared Sky system, you will need to arrange access to the communal Sky system with your Property Management Company. • We recommend the maximum number of Sky Q Mini boxes connected and powered at any time is 4. 23.99% to 25.99%, based on your creditworthiness. • To watch Disney+ in Ultra HD through your Sky Q box you need a Disney+ subscription, a Sky Q UHD compatible box and a compatible UHD-ready TV. This Site contains many of the valuable trademarks, names, titles, logos, images, designs, copyrights and other proprietary materials owned and registered by PepsiCo, Inc. and used by Pepsi-Cola Company and its bottlers throughout the world (the "Trademarks"). 0.00% introductory APR for 15 months from date of account opening. While access to Disney+ is part of your Sky TV package, if and to the extent that the Disney+ Subscriber Agreement relating to billing, payments and cancellations conflict with the terms of your Sky Q customer contract, the Sky Q terms shall prevail. In this summary, You will find the following terms: Addendums go with these Program Terms and Conditions and give specific Terms and Conditions for Your Wells Fargo rewards-based Credit Card. • Any Sky Owned Equipment that is loaned to you must be returned when the service ends, but the good news is that if you ever have any technical issues with the loaned equipment you won't be charged for a standard service visit or replacement. For each billing period we will use the U.S. Prime Rate, or the average of the U.S. Prime Rates if there is more than one, published in the Money Rates column of. Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to or theft of a cell phone. Find out how to change your Sky activation date. Attention: By continuing to browse, you consent to our use of cookies. You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months. • Our WiFi Guarantee is not available if you've previously claimed money back at the same address. We would like your feedback, please fill in our survey. • How long it takes to start viewing On Demand content depends on your broadband download speed. This APR will vary with the market based on the U.S. Prime Rate. Thank you for your patience, we are processing your details. If you are married, by submitting your credit card application you are confirming that this credit card obligation is being incurred in the interest of your marriage and your family. • Sky will bill you for your Disney+ or Netflix plan from the date it's activated on your Sky account and your 14 day cooling off period will commence on the same date .You've confirmed you are happy for your Netflix or Disney+ services to start during your cooling off period. After that, your APR will be 14.49% to 24.99%, based on your creditworthiness. A Credit Card becomes delinquent when You do not make a required payment by its due date. Using the Ansys Store, you can download a catalog of applications from Ansys and our trusted partners. • If you decide to cancel or switch your Sky Broadband or Sky Talk services to another provider, both your services will be cancelled (unless we agree otherwise). • We may charge any one-off charges you owe us to the card you used to pay for your set up or upfront payment. • Sky TV customers adding Sky Sports/Sky Cinema Premium Packs: If you joined Sky TV before 18 July 2017 and are adding or amending either a Sky Sports or Sky Cinema package, then new terms and conditions will be added to your Sky TV contract. By providing us with any telephone number, you are expressly consenting permission to contact you at that number about all of your Wells Fargo accounts. • In your minimum term, Sky TV prices may increase once every 12 months by up to 10%. You cannot view content in Ultra HD or HDR via a Sky Q Mini box or the Sky Go App.You need an Ultra HD TV that supports 2160p at 50 frames per second (fps) and HDCP 2.2 on at least one of the HDMI inputs. Feel free to browse the Site, but please read these terms and conditions before doing so. You certify that all information provided is true, correct, and complete and that you have the legal capacity to enter into this contract. Wells Fargo reserves the right to change terms, rates (APRs) and fees, at its discretion in accordance with the Consumer Credit Card Customer Agreement and Disclosure Statement ("Agreement") for your account and applicable law. Your ONT will be placed near your existing master socket, which must also be near a power supply. • Disney+ is not available via Sky Q in Ultra HD, however, when you take Disney+ via Sky it may be available in Ultra HD via other devices that are not the Sky Q box. No provision of any marital property agreement (pre-marital agreement), unilateral statement under 766.59 of the Wisconsin Statutes, or a court decree under 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decrees or has actual knowledge of the adverse provision. • TV Links are not compatible with Sky Q, as there are no RF connections. Cash redemptions via a withdrawal from a Wells Fargo ATM or a Rewards redemption to an eligible Wells Fargo account from a Wells Fargo ATM are redeemable in $20 Cash Reward increments only. You authorize the Bank to obtain information from others to investigate your credit, employment and income history and state records including state employment security agency records and to report information regarding your account to consumer reporting agencies. Examples of transactions which do not earn Cash Rewards: Cash Advances and Equivalents of Any Kind, ATM transactions, cash advances, traveler’s checks, money orders, pre-paid gift cards, SUPERCHECKSTM, wire transfers, Disputes, Illegal Actions, and Violations, Disputed or illegal purchases, purchases that violate the terms of Your Credit Card account agreement or the Go Far Rewards Program Terms and Conditions or Addendum, Fees or interest posted to Your Credit Card account such as returned payment fees, late fees, monthly or annual fees, Bets or wagers transmitted over the internet, casino gaming chips, lottery tickets, off-track wagers, © 1999 - 2021 Wells Fargo. Netflix can be linked to your Sky account without cancelling (see below). You earn one and a half cent ($.015) Cash Rewards for every $1 You spend with this Credit Card for net purchases (purchases minus returns/credits). If you wish to review your Netflix membership with them, please visit help.netflix.com. You will have agreed an activation date for your BT Sport with us when you placed your order. • Sky Q replaces your existing Sky TV services. We'll confirm your installation date once these checks are completed. You are responsible for any service provider charges as a result of us contacting you. The APRs applicable to your account will be determined by our review of your credit report, information you provide on your application, and other relevant information available to us. Plus terms covering tariffs, Bolt Ons, recycling your old phone and more. For Credit Card Tips from the Consumer Financial Protection Bureau. • If, from information you have provided, fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering. • We may show tailored advertising when you watch content on your Sky box and other devices, as described in the Privacy & Cookies Notice which can be found on our website. Deducted Cash Rewards will appear in Your Rewards Account in 1 to 2 billing periods. We may also ask for your driver's license or other identifying information. Please visit Sky Go Help for information on setting up the Sky Go App and the supported devices. Begin Training. You cannot view content in Ultra HD on a Sky Q Mini box. • Sky Broadband Superfast Boost is comprised of Sky Broadband Superfast and Boost products, so please see the other sections relating to these products and note that all further correspondence will refer to these products, not Superfast Boost. You agree that your phone service providers may verify any phone numbers you have supplied to the name, address, and status on their records. Netflix will continue to charge you separately until you link that account. • You can access your Netflix account via the Sky Q box or via the Netflix app on 3rd party devices. • You can view Disney+ content on 4 devices at the same time and have a maximum of 10 devices registered at any one time. We will send these to you. You may not qualify for the lowest APRs disclosed above. After that, up to 5% for each balance transfer, with a minimum of $5. You can redeem Your Rewards for a variety of uses that include cash redemption options, charitable donations, merchandise, physical and electronic gift cards, or travel. NMLSR ID 399801, Ready to apply for the Wells Fargo Cash Wise Visa, www.wellsfargo.com/credit-cards/features/overdraft-protection, www.wellsfargo.com/checking/overdraft-services/, Unless an introductory or promotional APR is in effect, we will add a “Margin” to the U.S. Prime Rate to determine your standard variable APR. When this happens, Your ability to earn and redeem Rewards changes until the Credit Card is not delinquent or closes. These bonus cash rewards are only earned on transactions originating from your Wells Fargo Cash Wise Visa® Card when transactions are made using a qualified digital wallet (for example, Apple Pay® or Google Pay™). To review the digital wallets that qualify for the 20% digital wallet bonus, go to wellsfargo.com/cashwisewallet.Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. If the credit card for which you are applying is granted, you will notify the Bank if you have a spouse who needs to receive notification that credit has been extended to you. We may also limit the total number of open Wells Fargo credit card accounts you have. The following items that You can earn by participating in the Program: • Cash Rewards (including Rebates which will be earned as Cash Rewards) • Points. This application is for a credit card with Wells Fargo Bank, N.A. • You can view your bill at least 14 days before your monthly payment due date, make payments and manage your account through the My Sky app or visit sky.com/mysky. • We will send you confirmation of your Direct Debit agreement separately. Ansys Training offers you everything from “Getting Started courses” to deep dive learning topics. We use a method called "average daily balance (including new purchases)". Electronic failure or issues related to the software of the device are not covered. We will let You know the terms and conditions for earning bonus Cash Rewards when We have a promotion or offer for Your Credit Card. You need to activate Sky Broadband Buddy separately and it requires the Sky Broadband app on compatible iOS or Android devices. Other restrictions may apply. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan. • It may take up to 24 hours to enable Sky Go Extra after your Sky TV is active. You may continue to use Your Credit Card if You follow the Credit Card's terms and conditions. No new notifications. You can earn Rewards in a variety of ways, including purchases made with Your Credit Card at qualifying merchants, with other promotions or offers, or through the Earn More Mall. • The engineer may need to bring a cable through your home to install a new socket and lay cables from the street to your house so there may be some digging around your property. You agree that we may consider you for a Visa Signature credit card if you qualify. A minimum download speed per stream of 3.0 Mbps for Netflix Basic (SD content) and 5.0 Mbps for Netflix Standard (HD content) and 25.0 Mbps for Netflix Premium (Ultra HD content) is recommended. • Sky Q 1TB UHD and Sky Q 2TB boxes are UHD compatible. "Wells Fargo," "We," "Us," or "Our" mean Wells Fargo Bank, N.A. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. Capital One requires that all visitors to the Site adhere to the following Terms and Conditions. If you are adding a Sky Premium contract pack (i.e. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12 month period. Google Pay is a trademark of Google LLC. Terms and conditions for new Sky customers. You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers - even if that account is closed and has a $0 balance.
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